Saving on Credit Cards?
Sounds like an oxymoron, doesn’t it? Given the amount of flak over credit card debt and charges, it’s almost heretical to suggest that anyone can save using credit cards. The best strategy is to avoid these as much as you can.
Yet, these are a necessary evil; whether for day to day purchases, or for travel, you just can’t get away from these. And for emergencies, it’s hard to find personal credit that’s so easily available. And if you do have a sizeable outstanding due to student expenses or other unforeseen situations, you need to manage this.
Enter the Savings Agent from CreditCardClients. It’s a simple AJAX driven questionnaire that analyzes your current situation (balance, APR and fees); and suggests if you have a better alternative available.
While it does appear to be an affilate card site, the nifty suggestion tool makes it stand out from other credit card sites I’ve seen. Check it out, if it makes sense for you.
Written by 2cworth on February 14th, 2007 with
1 comment.
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#1. August 1st, 2007, at 11:51 AM.
You’re so right! Credit cards have become a necessary evil. I first got one because I thought I ’should’ rather than need one - before you know it you’re relying on them for day to day purchases! My biggest tip is to never withdraw cash at an ATM with a credit card - they aren’t like a debit card and you WILL get charged through the nose!